1. Acceptance of Terms
By accessing or using our website, services, courses, or materials (collectively, “Services”), you agree to be bound by these Terms of Service (“Terms”) and our Privacy Policy. If you do not agree to these Terms, do not use the Services.
These Terms constitute a binding legal agreement between you and CUH&P by Yulia Volimerets, LLC, doing business as Chicago Institute of Hypnosis and Coaching (“Institute,” “we,” “our,” or “us”).

2. Eligibility
Our Services are intended for individuals 18 years or older. By using our Services, you confirm that you are at least 18 years of age and legally able to enter into this agreement.

3. Educational Purpose Only
All materials, courses, coaching, and hypnosis training are provided for educational and personal development purposes only. They are not a substitute for professional medical, psychological, or legal advice.
We do not diagnose or treat medical or psychological conditions. If you have a health condition, consult with a qualified healthcare provider.

4. Registration and Account Security
To access certain features or content (e.g., courses through Moodle), you may be required to create an account. You agree to:

• Provide accurate and complete information
• Maintain the confidentiality of your login credentials
• Accept responsibility for all activity under your account

We reserve the right to suspend or terminate accounts that violate these Terms or engage in unauthorized activity.

5. Payments and Refunds
Fees for courses, programs, and consultations are displayed on our website or communicated directly. By purchasing, you agree to pay all applicable charges.
All sales are final unless otherwise stated in writing. We do not guarantee refunds except where required by law or explicitly offered under a specific program or promotional policy.

6. Intellectual Property
All content, materials, designs, logos, videos, text, and documentation provided by the Institute are protected by copyright, trademark, and other intellectual property laws.
You may not:

• Copy, distribute, modify, or resell our materials
• Share access credentials with others
• Use our content for commercial purposes without written permission

You are granted a limited, non-transferable, non-exclusive license to access the Services for personal, non-commercial use only.

7. Prohibited Conduct
By using our Services, you agree not to:

• Violate any laws or regulations
• Harass, abuse, or harm others
• Use our Services to transmit spam, malware, or unauthorized advertising
• Interfere with the functionality or security of the platform
• Attempt to reverse-engineer or gain unauthorized access to our systems

8. Third-Party Services
We may use or link to third-party services (e.g., Moodle, KommoCRM, SendPulse). Your use of those services is subject to their respective terms and privacy policies.
We are not responsible for the availability, accuracy, or practices of third-party providers.

9. Limitation of Liability
To the maximum extent permitted by law, the Institute and its owners, instructors, and affiliates shall not be liable for any direct, indirect, incidental, or consequential damages resulting from your use of our Services.
This includes, but is not limited to: loss of data, personal injury, emotional distress, or business interruption.
You use the Services at your own risk.

10. Indemnification
You agree to indemnify, defend, and hold harmless the Institute, its officers, employees, contractors, and affiliates from any claims, losses, liabilities, expenses, or damages arising from:

• Your violation of these Terms
• Your use or misuse of the Services
• Your violation of any rights of a third party

11. Termination
We may suspend or terminate your access to the Services at any time, without notice, for conduct that violates these Terms or is otherwise harmful to us, other users, or third parties.
Upon termination, your access to paid or free content may be revoked without refund unless otherwise required by law.

12. Changes to Terms
We reserve the right to update or modify these Terms at any time. Changes will be posted on this page with a new "Effective Date." Your continued use of the Services after changes are posted constitutes acceptance of the revised Terms.

13. Governing Law
These Terms are governed by the laws of the State of Illinois, United States, without regard to conflict of law principles. Any disputes shall be resolved exclusively in the courts located in Cook County, Illinois.

14. Contact Information
For any questions or concerns regarding these Terms, please contact:
Chicago Institute of Hypnosis and Coaching
CUH&P by Yulia Volimerets, LLC
📧 Email: info@institute-hypnosis.com
📍 Address: 1821 Walden Office Square, Suite 400, Schaumburg, IL 60173
📞 Phone: +1 (312) 818-1500